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Working with student loans can be a stressful and difficult process, especially when it comes to understanding the actual cost of everything involved. It may look reasonable initially - borrow money, then pay it back - but there are actually more than a few potential complications along the way. Like an iceberg, many of the hazards involved in taking out a loan are under the surface. There are several factors involved in determining interest, both at the time of taking out the loan and while...