Date Filter: 5/2019

Student Debt can Hurt Job Prospects. Income Share Agreements can Help.

May 06, 2019
Income-share agreements, Student loans, Career development and mentoring

Figure 1: Average MentorWorks ISA Income Prediction Error after Grace Period. Higher prediction errors reflects higher than expected income. Source: MentorWorks EdCap ( An important effect of student debt that has not received a lot of attention is that it reduces the amount of time available to finding a job and leads to compromises during job searches. Students have to make debt payments after graduation and must find employment as soon as possible, rather than search for a...

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